CZU Travel Insurance
This overview summarises travel insurance rules for students on study mobility,
trainees, and PhD students. The general principles are the same,
but some requirements differ depending on the type of mobility.
Quick overview of the categories
| Area | Student (study mobility) | Trainee | PhD student |
|---|---|---|---|
| Who the section applies to | Students going abroad for short-term or long-term study stays (for example Erasmus study mobility, CEEPUS). | Students going abroad for study or traineeship mobility, including Erasmus traineeships. | PhD students going abroad for study or work-related mobility. |
| Recommended insurer | ERGO | ERGO | ERGO |
| Additional professional liability insurance | Optional. For regular study mobility, you will probably not need it. | Mandatory. | Optional, depending on the nature of the mobility and activities carried out abroad. |
| Tariff | “Europe” / “World”, depending on the destination country. | Typically the tariff including professional liability insurance. | “Europe” / “World”, depending on the destination and mobility type. |
| Approval when using another insurer | If insurance is arranged with a provider other than ERGO, the student must expect a significant extension of the travel approval deadline from CZU. Due to the necessary verification of compliance with the required coverage conditions, CZU reserves the right to react within 45 days. | ||
Professional liability insurance is MANDATORY for outgoing trainees.
Who is the insurance for
The insurance is intended for students who travel abroad for short-term and long-term study or work-related mobility
(Erasmus study mobility, CEEPUS, Erasmus traineeships, etc.). The outgoing student is obliged to arrange travel insurance
for the entire period of the planned mobility.
CZU strongly recommends this travel insurance from ERGO. Insurance with another insurance company is possible.
However, according to the rules of the Erasmus+ programme, CZU requires coverage of the following areas:
- travel insurance (including damage or loss of luggage),
- third-party liability (including civil liability insurance and, where relevant, professional indemnity / responsibility towards the employer),
- accident and serious illness (including permanent or temporary incapacity),
- death (including repatriation in the case of projects carried out abroad).
If insurance is arranged with an insurance company other than ERGO, the student must count on a significant extension of the travel approval deadline from CZU
(due to the necessary verification of compliance with the coverage conditions, CZU reserves the right to react within 45 days).
What are the main benefits of ERGO insurance
- insurance tailored for students, trainees, and PhD students,
- optimal coverage from medical insurance, including COVID-19, up to Security Assistance,
- when you fall ill with COVID-19 (i.e. a positive test), medical expenses, hospitalisation, and quarantine are covered,
- in case of preventive quarantine (i.e. a negative test), substitute accommodation and transport back to the Czech Republic are covered,
- optional additional professional liability insurance for situations when you cause damage during your study stay or traineeship abroad (for example if you break a borrowed machine or damage laboratory equipment),
- saves time and makes it easier for you to get the right insurance,
- guarantees excellent care abroad whenever you need it,
- faster approval of your trip by CZU.
What to do to arrange the insurance
- go to ERGO insurance and log in using the credentials provided below,
- arrange your insurance fully online,
- for study mobility, choose the tariff “Europe” / “World” depending on your destination,
- the tariff “Europe incl. professional liability insurance” is intended mainly for traineeships and includes liability insurance towards the employer,
- for trainees, this additional insurance is mandatory,
- pay the premium in the correct amount before your departure (card payment is recommended),
- before travelling abroad, read the Policy Conditions PP-BTI-2604 , governing your insurance,
- do not forget to download your digital insurance card.
How to behave abroad
- in any life-threatening situation, contact the local emergency services,
- in any other emergency situation, contact our Euro-Center assistance services,
- for minor treatment, we recommend that you pay in cash; your bills will be reimbursed after your return,
- please report claims online via www.ergo-cestovni.cz in the section Report a claim.
Credentials
Find the credentials here:
credentials
The insurance certificate must be uploaded to the UIS system
(Student's portal › My placements abroad).
Limits of insurance benefit
Study mobility / general rate:
Traineeships:
